Realities | Results

Cash Challenges & Solutions

In Every Economic Climate, Cash Is King

We offer equipment financing solutions that address our clients’ specific cash concerns such as capital shortfalls, 100% financing needs, seasonal cash flows, reimbursement needs and low monthly payment requirements.

By design, leasing allows for the preservation of cash. Companies with cash challenges will find leasing with Regents not only preserves their cash and banking lines of credit, but also results in improved leverage ratios, superior project management, rapid funding, lowered payments with competitive fixed rates and flexible terms as well as solutions that are tailored to their unique business needs.

Regents respects your right to keep your hard-earned cash. Regents doesn’t require large deposits; we offer 100% financing if needed. Regents has no hidden charges and we don’t nickel and dime you with “oh, by-the-way…” fees. Regents offers fixed-rate, flexible equipment financing you can afford.

Retail | Food | Beverage

Capital Shortfall

Having pre-purchased inventory to capitalize on substantial discounts prior to the holiday season, the client approached Regents to secure the additional capital needed to finalize the transaction and to bridge the gap between the seasonal cash flows.

Regents was able to offer the client a working capital loan with no collateral requirements in recognition of the client’s 30 successful years in business.

Construction

100% Financing

With no previous equipment financing experience to draw upon, the client relied heavily on Regents’ structuring expertise to secure funding for their relocation project’s FF&E and associated soft costs.

Regents secured 100% financing for the project, with no deposits or advance payments required in order to improve the company’s seasonal cash flows and to support expansion plans. As a result, the business relationship has also expanded over the past 3 years with additional capex scheduled well into the new year.

Energy | Utilities

Seasonal
Cash Flows

As a solar energy supplier, the client’s seasonal cash flow presented challenges that traditional banks, already uncomfortable with the niche marketplace, did not want to address. Regents stepped in and funded the project in time to meet the rapidly approaching deadlines.

Regents’ ability to rapidly fund the project despite high soft costs, render overdue payments to vendors and manage the disparate locations of the equipment installations has established a relationship of trust and secured future business well into the new year.

Manufacturer | Lumber

100%
Reimbursement

Regents was brought in to fund the completion of the client’s project and refill cash reserves drained by a long build cycle. Not only did Regents complete the client’s project, we provided outstanding service as noted in the Controller’s recommendation:

“Regents has provided our company with outstanding service. We utilized their reimbursement program to monetize our recent equipment purchases, applying the some of the new capital towards completion of our facilities security system. We were also able to lower our monthly payments, improve our liquidity and now have the dry powder we need to capitalize on growing demand from within the construction industry. We are very happy all around – no complaints. Regents will be the first I call the next time something comes through.”

Construction

Lower Payments

The client’s major goal was to increase cash flow by lowering variable rate monthly payments and securing lower fixed rates for previous equipment purchases financed by their bank.

Regents not only beat the bank’s rate but provided equipment reimbursements at fair market value for used equipment of significant age. As a result, the client has continued to utilize Regents as an additional alternative resource for financing future equipment acquisitions.

Featured Transactions

Home Furnishings Retailer

$203,649

IT Hardware/Software and Soft Costs

Results

Rapid Funding
100% Financing
Complete Project Management
EQ Purchase Reimbursements

Professional Services Healthcare

$448,259

Facilities Maintenance, FF&E and Fleet Vehicles

Results

100% Financing
Broad Collateral Allowance
Complete Project Management
Creative Credit Allowances

Professional Services Healthcare

$286,925

IT Hardware/Software Phone System & Soft Costs

Results

100% Financing
Broad Collateral Allowance
Managed Progress Payments
Deep Institutional Expertise

Professional Services Publishing

$2,300,000

Bookmaking Machine

Results

Managed Cash Flows
Complete Project Management
Broad Collateral Allowance
EQ Purchase Reimbursements

Professional Services Publishing

$264,820

IT Hardware and Software

Results

100% Financing
Complete Project Management
Creative Credit Allowances
EQ Purchase Reimbursements

Professional Services Architecture

$215,012

IT Software and Soft Costs

Results

Rapid Funding
100% Financing
Broad Collateral Allowance
Custom Buyout Structures

Healthcare Services Provider

$637,225

IT Hardware/Software and Phone Systems

Results

100% Financing
Lowered Tax Burden
Managed Progress Payments
Complete Project Management

Professional Services Accounting

$1,025,903

IT Hardware/Software and Soft Costs

Results

100% Financing
Lowered Tax Burden
Complete Project Management
EQ Purchase Reimbursements

Data Center and Technology Services

$287,269

IT, Tractor, Balers, Shredders and Soft Costs

Results

Rapid Funding
100% Financing
Improved Operations
Broad Collateral Allowance

Lumber & Materials Manufacturer

$263,506

Warehousing Buildout (Racking, Forklifts, etc.)

Results

100% Financing
Custom Buyout Structures
Managed Progress Payments
Complete Project Management

Client Recommendations

We have had the pleasure working with Regents Capital on multiple lease financing projects over the years. Their ability to finance our projects, including those with upwards of 50% soft costs continues to surprise us and surpass all others who have competed for our business in the past. Regents also secured funding for previous equipment purchases enabling us to hit our project deadlines; critical in our seasonal based business. Regents excels in project management often serving as our right hand by processing complex documentation, coordinating with our internal departments and multiple vendor management all while providing rapid funding. Many of the past projects commenced even before the equipment was delivered.

Our shared success has established a relationship of trust that extends well beyond business and we look forward to our future partnership with Regents.”

Brooks M

Chief Financial Officer

We have engaged Regents Capital on over 18 equipment financing projects to date and look forward to working with them through many more as we continue to expand across the US. We have found the Regents team to be thoroughly reliable and responsive to our many diverse business needs including processing literally hundreds of invoices from both newly commissioned and established vendors. Regents even rewrote schedules to support our unique financial reporting requirements and improve our D/E ratios.

Regents commitment to our company has been steadfast; as is our commitment to work together for many prosperous years to come. We wholeheartedly recommend Regents to anyone in need of equipment financing and exceptional client service.”

Chris K

Chief Financial Officer

Regents Capital have proven themselves to be absolutely reliable and responsive to our unique business needs. They moved quickly to secure financing for essential equipment despite very tight deadlines and the need to negotiate vendor payment requirements on our behalf. Their professional persistence paid off for both our companies’ mutual benefit.

Regents efficiency and excellent client services are highly valued in our organization and we look to partner with them on many projects in the future. We highly recommend their services to anyone in need of equipment financing and/or vendor management.”

Mandy C

President

The ability to secure funding for both our hard and soft assets (including software, custom graphics and installation) with one financing company, Regents, has made my job so much easier. In addition, Regents expertise with complex documentation and assistance with meeting legal requirements is something you don’t fully appreciate until you are deep into the transaction. Having worked with many other financing companies over the years, I speak from experience when I say that Regent’s is a cut above the rest.

I greatly appreciate the structuring expertise, flexibility and service that both Regents extends to our company and recommend Regents as a truly exceptional and unique equipment financing partner.”

Art T

Owner

Regents has provided our company with outstanding service. We utilized their reimbursement program to monetize our recent equipment purchases applying the some of the new capital towards completion of our facilities security system. We were also able to lower our monthly payments, improve our liquidity and now have the dry powder we need to capitalize on growing demand from within the Construction industry.

We are very happy all around – no complaints. Regents will be the first I call the next time something comes through.”

John H

Controller

As our industry has grown exponentially the past few years, we have looked to Regents Capital time and time again to provide the equipment financing we need to meet this demand. Regents ability to structure the terms and buyout options to our unique business needs, all while providing 100% financing (including heavy soft costs) is exceptional. Regents’ project management was impressive as well, processing many invoices, and managing multiple vendors and payment schedules.

We very much appreciate Regents responsiveness, flexibility and attention to detail and highly recommend their services.”

John M

President

Over the years Regents has provided us with exceptional project/vendor management, fantastic rates and very flexible terms. We’ve utilized their easy application program many times to quickly acquire equipment financing for a high number of low dollar valued assets that often need to be sent to multiple locations in a hurry. We trust Regents promise of rapid turnaround between us and our vendors and they always rise to the challenge.

While others may grow lax in customer service due to our many schedules and rapid funding requirements, Regents sees us as a client first and foremost. We value our relationship with Regents and expect to see many more transactions completed quickly and easily with them in the future.”

Jason Z

Chief Financial Officer

Partnering with Regents Capital allowed us to focus on running our business.  They managed the vendor correspondence, coordinated delivery, and issued payments on our behalf.  The ease of doing business and the swift funding process is what has earned our future business.”

Mary B

Controller

We have looked to Regents Capital for their financial expertise on a variety of equipment financing projects. Regents allowed us differentiate ourselves from our competition by allowing us to take advantage of new technologies specific to our industry.

Not only did Regents provide exceptional project management and rapid funding, their competitive rates were also very much appreciated. We look forward to a long and rewarding partnership.”

Ken C

President

I’m not really known to be much of a wordsmith, so I’ll not use too much fancy talk to tell you how wonderful the experience has been working with you two on this deal. You young ones have really impressed me. You guys have been quite a breath of fresh air as it goes in dealing with lenders aka bankers and the like. As I said before, I was so used to dealing in the “old” world of lending, dingy offices with old school people who obviously hate what they do. Those experiences have made coming to your company truly a very pleasant experience.

Great job and I’ll take you up on the beer.”

Chris P.

Owner