100% Reimbursements for Your Industry Equipment – Medical Equipment Financing, Technology, & More
Monetize your equipment’s equity for new projects with higher ROI in Technology & Medical Equipment Financing.
You can monetize the equity – up to 100% – in your industry-specific equipment purchases (made within the last 12 months). Regardless of structure (as a sale leaseback or sale loanback), we will leverage our collective 100 years of equipment financing expertise to provide you the benefits you need for your business. From technology to medical equipment financing – we are here to help you free up capital while leveraging the industry equipment your business needs. Benefits of 100% reimbursement are many and may include retaining use of the equipment (regardless of type of structure), lower tax burden (with deductions of lease payments as operating expenses or depreciation/interest expense deductions if a loan) AND option to reinvest the newly acquired capital towards expansion, company expenses or other business needs.
Reimbursements can be structured as a lease or a loan depending on your unique business needs and equipment. We work closely with clients across countless industries, providing technology, manufacturing, and medical equipment leasing and financing to name a few. In fact, we are one of your most trusted equipment finance companies in the industry. Regardless of architecture, rest assured that your transaction will be funded quickly with competitive rates and flexible terms so you can move forward with confidence in your industry – whatever it may be!
Features & Benefits of Technology & Medical Equipment Financing
100% Reimbursements for Growing Industries like Technology & Medical Equipment Financing
Tax Benefits: Off-Balance Sheet
With off-balance sheet financing, qualifying payments on a Regents True Tax Lease are up to 100% deductible as an operating expense as opposed to only being able to deduct depreciation and interest.
Preserve Working
Capital
Preserve working capital and banking lines of credit for short-term needs, cash flow fluctuations, unplanned expenses, accelerated growth and expansion – whatever you need, when you need it.
Avoid Bank
Restrictions
Avoid blanket liens, restrictive covenants, rate escalator clauses, compensating balance requirements, or other typical surprises in traditional lending restrictions all while improving financial and internal performance ratios.
Lower Financing
Costs
Lower costs with no hidden charges, non-utilization fines or fees in fine print. Converting variable debt to fixed rate financing hedges against inflation and rising interest rates as payments remain the same for the term of the contract.
Tax Benefits:
Section 179
Under Section 179, the entire cost of the qualifying equipment may be written off the year it is purchased and put into use. The client may opt to own the equipment after the lease is up (at a low pre-negotiated price). This is one of the benefits of working with a professional in the equipment leasing industry.
Lower Payment
Options
Regents’ lower payment and flexible term leases help fit your restaurant, construction, or hotel equipment financing expenditures into even the tightest budget allowances, enabling our clients to get the financing for the equipment their business needs right now.
3 step process
100% reimbursement and equipment financing for technology, medical equipment & more
Review
We review credit applications and other related materials, review equipment receipts and existing lien filings. This helps us to know more about your business, objectives, and your commercial equipment financing needs.
Approval
We structure the transaction, and with approval by both parties, finalize all documentation. This makes the process clear and transparent – which is how we think industry equipment reimbursements and financing should be.
Funding
With our simple, streamlined process, Regents reimburses 100% of original equipment purchase price and manages lien filings and documentation and provides industry-specific equipment financing, including technology, manufacturing, medical equipment financing and more.
FREQUENTLY ASKED QUESTIONS
How “recent” is recently purchased?
In most cases, recently purchased equipment must have been purchased within the last 12 months. Some exceptions exist for older equipment with high residual values such as yellow iron, CNC machines, racking and warehousing equipment, etc. We take the time to review each client’s specific needs, so call us at (888) 901-4207 to discuss the many options for acquiring capital through 100% reimbursements, working capital loans or equipment finance agreements.
What types of equipment do you reimburse?
We reimburse almost any type of recently purchased equipment, including (for example):
- Transportation – Titled vehicles, truck/trailer, aircraft, GSE, rail, marine.
- Retail, Food and Beverage – Food processing lines, industrial kitchen appliances,
packaging, store build-outs, POS systems, etc. - Manufacturing and Processing Equipment – CNC, printing presses, metal forming and stamping, extrusion, injection mold machines, waste processing, robotic, automated distribution systems, material handling, etc.
- Medical Equipment – Medical equipment financing can be a big job, as you may need expensive life-saving equipment in multiples for your hospital or testing center. Our medical equipment financing can help.
- Heavy-Industrial Equipment – Yellow iron, cranes, energy production and services equipment, construction equipment, forklifts, etc.
- Technology Equipment – Computers, servers, telecom, data centers, enterprise software, medical equipment, test and monitoring equipment, etc.
This is by no means a comprehensive list. Give us a call at (888) 901-4207 to talk to us about your specific equipment and the needs of your business.
What About New, used or highly customized equipment?
Regents funds up to 100% of original purchase price of the equipment included in the new agreement, regardless of the age of the equipment. This can include any customization costs, but as these vary widely, inclusion of these costs are subject to approval by Regents Asset Portfolio Manager(s).
Can “Soft Costs” be included in our reimbursement?
No. While soft costs are not included, Regents does reimburse many equipment types with low or no residual values such as computer equipment, telephone systems, networking infrastructure, printers, software, and office furniture.
Are there limits to the amount for which we can seek reimbursement?
Regents has a minimum of $50,000 and a maximum of $10,000,000 for recently purchased equipment reimbursement. Reimbursements that exceed $10,000,000 are subject to review by our asset portfolio managers.
What Equipment verification is needed to secure reimbursement?
Regents will seek verification of the purchase price through vendor invoices for the equipment and cleared check copies as proof of payment. Equipment inspections may also be required.
Regents will also seek verification that the equipment is not encumbered by other credit provider(s). If a lien has been filed on the equipment being reimbursed, a lien release may be needed. We will work with your credit providers on obtaining the releases to minimize the administrative burden on you.