WHY REGENTS AND NOT YOUR BANK NOR YOUR CASH
WHY REGENTS and NOT YOUR
Just some of the many reasons to finance with Regents and not your Bank:
- Regents’ rapid turnaround time
- Options for application only
- 100% financing or reimbursement
- Off-balance sheet financing
- No blanket liens
- Competitive rates and flexible terms
- No minimum volumes or thresholds
- No non-utilization fees or restrictive covenants
- Flexible business history and credit requirements
- Broader collateral allowances including soft costs
WHY REGENTS and NOT YOUR
Just some of the many reasons to finance with Regents and not deplete your cash:
- Low, fixed-rate interest rates
- Higher ROA opportunities
- Improved financial statement ratios
- Recapitalize prior equipment purchases
- Preserve lines of credit for investments
- Enhance balance sheet strength
- Preserve liquidity for economic downturns
- Free-up cash for expansion or short-term needs
- Offset a tax burden with leasing
- Match progress payments to cash flows
Why Regents and not the Rate Game
WHAT IS THE REAL BANK RATE?
Your true cost of capital can be a lot higher than the face rate your bank quoted. Real bank rates factor in all kinds of conditions such as down payment amounts, minimum account balances, all collateral asset valuations and so much more. In addition, because you’ve borrowed from the bank to finance equipment, you’ve reduced your operating line borrowing capabilities and equity position.
Regents offers very competitive rates with structures that include 100% financing, tax advantages, and so much more. Regents can also be a complement to your banking group when you are approaching credit limits, avoiding blanket liens or just want to diversify your risk.
WHAT IS THE REAL INTERNAL RATE OF RETURN FOR CASH PURCHASES?
In every economic climate, cash is king. When you use cash to purchase your equipment, you can wait months or years to reach a positive return on investment given the significant upfront cost. Using Regents Capital’s leasing options, you can quickly experience a positive return given you simply have to recapture the lease payment. You realize positive returns more quickly and for a longer duration.
Leasing requires a low initial cash outflow and with Regents’ flexible terms, competitive fixed rates and custom buyout options, your cash flow is more stable.
We turn our clients’
realities into results.
At Regents, we are focused on results despite whatever realities you face when financing the equipment that fuels your growth. We are committed to taking on challenges that banks and other finance providers reject.
We have had the pleasure working with Regents Capital on multiple lease financing projects over the years. Their ability to finance our projects, including those with upwards of 50% soft costs continues to surprise us and surpass all others who have competed for our business in the past. Regents also secured funding for previous equipment purchases enabling us to hit our project deadlines; critical in our seasonal based business. Regents excels in project management often serving as our right hand by processing complex documentation, coordinating with our internal departments and multiple vendor management all while providing rapid funding. Many of the past projects commenced even before the equipment was delivered.
Our shared success has established a relationship of trust that extends well beyond business and we look forward to our future partnership with Regents.”
Chief Financial Officer
We have engaged Regents Capital on over 18 equipment financing projects to date and look forward to working with them through many more as we continue to expand across the US. We have found the Regents team to be thoroughly reliable and responsive to our many diverse business needs including processing literally hundreds of invoices from both newly commissioned and established vendors. Regents even rewrote schedules to support our unique financial reporting requirements and improve our D/E ratios.
Regents commitment to our company has been steadfast; as is our commitment to work together for many prosperous years to come. We wholeheartedly recommend Regents to anyone in need of equipment financing and exceptional client service.”
Chief Financial Officer
Regents Capital have proven themselves to be absolutely reliable and responsive to our unique business needs. They moved quickly to secure financing for essential equipment despite very tight deadlines and the need to negotiate vendor payment requirements on our behalf. Their professional persistence paid off for both our companies’ mutual benefit.
Regents efficiency and excellent client services are highly valued in our organization and we look to partner with them on many projects in the future. We highly recommend their services to anyone in need of equipment financing and/or vendor management.”
The ability to secure funding for both our hard and soft assets (including software, custom graphics and installation) with one financing company, Regents, has made my job so much easier. In addition, Regents expertise with complex documentation and assistance with meeting legal requirements is something you don’t fully appreciate until you are deep into the transaction. Having worked with many other financing companies over the years, I speak from experience when I say that Regent’s is a cut above the rest.
I greatly appreciate the structuring expertise, flexibility and service that both Regents extends to our company and recommend Regents as a truly exceptional and unique equipment financing partner.”
Regents has provided our company with outstanding service. We utilized their reimbursement program to monetize our recent equipment purchases applying the some of the new capital towards completion of our facilities security system. We were also able to lower our monthly payments, improve our liquidity and now have the dry powder we need to capitalize on growing demand from within the Construction industry.
We are very happy all around – no complaints. Regents will be the first I call the next time something comes through.”
As our industry has grown exponentially the past few years, we have looked to Regents Capital time and time again to provide the equipment financing we need to meet this demand. Regents ability to structure the terms and buyout options to our unique business needs, all while providing 100% financing (including heavy soft costs) is exceptional. Regents’ project management was impressive as well, processing many invoices, and managing multiple vendors and payment schedules.
We very much appreciate Regents responsiveness, flexibility and attention to detail and highly recommend their services.”
Over the years Regents has provided us with exceptional project/vendor management, fantastic rates and very flexible terms. We’ve utilized their easy application program many times to quickly acquire equipment financing for a high number of low dollar valued assets that often need to be sent to multiple locations in a hurry. We trust Regents promise of rapid turnaround between us and our vendors and they always rise to the challenge.
While others may grow lax in customer service due to our many schedules and rapid funding requirements, Regents sees us as a client first and foremost. We value our relationship with Regents and expect to see many more transactions completed quickly and easily with them in the future.”
Chief Financial Officer
Partnering with Regents Capital allowed us to focus on running our business. They managed the vendor correspondence, coordinated delivery, and issued payments on our behalf. The ease of doing business and the swift funding process is what has earned our future business.”
We have looked to Regents Capital for their financial expertise on a variety of equipment financing projects. Regents allowed us differentiate ourselves from our competition by allowing us to take advantage of new technologies specific to our industry.
Not only did Regents provide exceptional project management and rapid funding, their competitive rates were also very much appreciated. We look forward to a long and rewarding partnership.”
I’m not really known to be much of a wordsmith, so I’ll not use too much fancy talk to tell you how wonderful the experience has been working with you two on this deal. You young ones have really impressed me. You guys have been quite a breath of fresh air as it goes in dealing with lenders aka bankers and the like. As I said before, I was so used to dealing in the “old” world of lending, dingy offices with old school people who obviously hate what they do. Those experiences have made coming to your company truly a very pleasant experience.
Great job and I’ll take you up on the beer.”