Capital Leases for Equipment Lease Financing
Enjoy ownership & cash management benefits with equipment lease financing.
Capital Leases for equipment leasing and finance mimics traditional loan purchases as it effectively captures the ownership of the asset with exclusive right to use and purchase options but also offers 100% financing; conserving cash up front for other projects with higher ROI potential. If long-term equipment ownership is your goal, then a capital lease for equipment lease financing with a buyout purchase option is an excellent choice. Payments are fixed and as the equipment owner, you can depreciate the equipment and even take advantage of Section 179 incentives and Bonus Depreciation.
Regents’ Capital and Equipment Leasing and Finance is a good option for financing equipment with a long useful life (such as yellow iron, manufacturing machinery, warehousing and racking, etc.) as the equipment may be depreciated on your balance sheet and you may be able to deduct the interest expenses from your taxes.
Features & Benefits of Equipment Lease Financing
Equipment financing for construction, agricultural,
heavy equipment & more
Lower Capital &
Financing Costs
Lower equipment financing costs with no hidden charges, non-utilization fines or fees in fine print. Converting variable debt to fixed-rate financing hedges against inflation and rising interest rates as payments remain the same for the term of the contract.
100% Financing Options
At Regents, we understand that financing may be needed for associated project costs including soft costs such as installation, design fees, software, delivery, training, etc. – costs that many banks cannot or will not cover. As a trusted equipment leasing company, we have 100% financing options for all of your business needs!
Tax Benefits: Section 179 for Equipment Lease Financing
Under Section 179, the entire cost of the qualifying equipment may be written off the year it is purchased and put into use. The client may opt to own the equipment after the lease is up (at a low pre-negotiated price).
Regents Progress
Payment Management
Our clients save time and upfront cash when Regents manages all of the invoicing and necessary progress payments. This increases efficiency and progress and helps to alleviate many vendor-related headaches.
Lower Payment Options for Your Business’ Equipment Lease Financing
Regents’ lower payment and flexible term leases help fit commercial equipment leasing expenditures into even the tightest budget allowances, enabling the client to get the financing for the equipment their business needs and the growth they want right now.
3 step process for your equipment lease financing
Regents Capital gets your construction, agricultural and heavy equipment financing faster
Review
We review your financials and discuss operations, past transaction structuring and current business goals. This helps us to know more about your business, objectives, and your professional and heavy equipment financing needs.
Approval
We structure the transaction and with approval by both parties, finalize all documentation. This makes the process clear and transparent – which is how we think it should be.
Funding
Regents funds the Capital Leases for Equipment Lease Financing and manages finance project scheduling and documentation to make it easier for you with a simpler, more streamlined process.
FREQUENTLY ASKED QUESTIONS
What Types of Equipment do you finance?
We finance almost any type of commercial equipment, including for example:
- Transportation – Titled vehicles, truck/trailer, aircraft, GSE, rail, marine.
- Retail, Food and Beverage – Food processing lines, industrial kitchen appliances,
packaging, store build-outs, POS systems, etc. - Agricultural & Farm Equipment – Large and heavy farm equipment financing can
put a dent in your cash flow but being one of the top agricultural equipment
finance companies has its perks! Large or small, we can help with all of your farm
equipment financing needs. - Manufacturing and Processing Equipment – CNC, printing presses, metal
forming and stamping, extrusion, injection mold machines, waste processing,
robotic, automated distribution systems, material handling, etc. - Heavy-Industrial Equipment – Yellow iron, cranes, energy production and
services equipment, construction equipment, forklifts, etc. - Technology Equipment – Computers, servers, telecom, data centers, enterprise
software, medical equipment, test and monitoring equipment, etc.
This is by no means a comprehensive list. Give us a call at (888) 901-4207 to talk to us about your specific business equipment needs and growth goals.
What Equipment lease financing terms do you offer?
Regents offers flexible terms from 24 to 72 months depending on the unique business needs of each client. Seasonal (Step or Skip), Monthly and Quarterly payment schedules are available, as are longer terms depending on the type of structure and the client’s credit profile. In addition, depending on the type of lease, Regents offers custom buyout structures including $1 Buyouts and Fair Market Value (FMV) options and terms.
What About new, Used or highly customized equipment?
Regents funds 100% of new equipment cost (+ most soft costs) and typically funds used and/or highly customized equipment up to 100% of FMV. We also offer up to 100% reimbursement for existing equipment purchases made within the last 12 months.
Can “Soft Costs” be included in our lease?
Regents is typically able to finance all or most of the soft costs included in equipment transactions. Such soft costs include, but are not limited to, installation (services, foundation, electrical, piping, etc.), freight, software, training, engineering & design, etc.
What Documentation do i need to provide?
In most cases, Regents only requires a completed application, current interim statement and the last 3 audited or reviewed financial statements. If available, an equipment quote will help to speed along the review process.
On occasion, if audited or reviewed financial statements are not available, we have been able to secure funding with corporate bank statements or tax returns. Approvals are granted only on a case-by-case basis.
Who will service our account and be our point of contact?
Effective management of all transaction processes, schedules and documentation are provided by dedicated project teams that consist of an Account Executive, Account Manager, Documentation Manager, and Vice President of Credit as well as various specialists and administrative staff.