Realities | Results
Cash Challenges & Solutions
In Every Economic Climate, Cash Is King
We offer equipment financing solutions that address our clients’ specific cash concerns such as capital shortfalls, 100% financing needs, seasonal cash flows, reimbursement needs and low monthly payment requirements.
By design, leasing allows for the preservation of cash. Companies with cash challenges will find leasing with Regents not only preserves their cash and banking lines of credit, but also results in improved leverage ratios, superior project management, rapid funding, lowered payments with competitive fixed rates and flexible terms as well as solutions that are tailored to their unique business needs.
Regents respects your right to keep your hard-earned cash. Regents doesn’t require large deposits; we offer 100% financing if needed. Regents has no hidden charges and we don’t nickel and dime you with “oh, by-the-way…” fees. Regents offers fixed-rate, flexible equipment financing you can afford.
Retail | Food | Beverage
Capital Shortfall
Having pre-purchased inventory to capitalize on substantial discounts prior to the holiday season, the client approached Regents to secure the additional capital needed to finalize the transaction and to bridge the gap between the seasonal cash flows.
Regents was able to offer the client a working capital loan with no collateral requirements in recognition of the client’s 30 successful years in business.
Construction
100% Financing
With no previous equipment financing experience to draw upon, the client relied heavily on Regents’ structuring expertise to secure funding for their relocation project’s FF&E and associated soft costs.
Regents secured 100% financing for the project, with no deposits or advance payments required in order to improve the company’s seasonal cash flows and to support expansion plans. As a result, the business relationship has also expanded over the past 3 years with additional capex scheduled well into the new year.
Energy | Utilities
Seasonal
Cash Flows
As a solar energy supplier, the client’s seasonal cash flow presented challenges that traditional banks, already uncomfortable with the niche marketplace, did not want to address. Regents stepped in and funded the project in time to meet the rapidly approaching deadlines.
Regents’ ability to rapidly fund the project despite high soft costs, render overdue payments to vendors and manage the disparate locations of the equipment installations has established a relationship of trust and secured future business well into the new year.
Manufacturer | Lumber
100%
Reimbursement
Regents was brought in to fund the completion of the client’s project and refill cash reserves drained by a long build cycle. Not only did Regents complete the client’s project, we provided outstanding service as noted in the Controller’s recommendation:
“Regents has provided our company with outstanding service. We utilized their reimbursement program to monetize our recent equipment purchases, applying the some of the new capital towards completion of our facilities security system. We were also able to lower our monthly payments, improve our liquidity and now have the dry powder we need to capitalize on growing demand from within the construction industry. We are very happy all around – no complaints. Regents will be the first I call the next time something comes through.”
Construction
Lower Payments
The client’s major goal was to increase cash flow by lowering variable rate monthly payments and securing lower fixed rates for previous equipment purchases financed by their bank.
Regents not only beat the bank’s rate but provided equipment reimbursements at fair market value for used equipment of significant age. As a result, the client has continued to utilize Regents as an additional alternative resource for financing future equipment acquisitions.